Prepaid debit cards are absolutely great budgeting tools. That’s because to use them, you must save a little and you must plan a little – and that’s what budgeting is all about after all. So here’s how they can be useful.
Start out by identifying a particular part of your budget that you want to take better control of. Let’s say, you start with your discretionary spending, your “mad money,” or, as my mom liked to call it, your “adult allowance.” You’ll need to figure out how much you can afford to part with each month and you’ll need to make a commitment to yourself that you won’t spend more than that figure.

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